Terms and Conditions

Introduction

These Terms and Conditions govern your use of Drasquentolab's financial planning subscription service, including our investment management tools, budgeting strategies, and wealth building resources. By subscribing to our service, you agree to these terms and our commitment to providing professional financial planning guidance.

Your subscription and use of our financial planning platform constitutes acceptance of these terms and conditions.

Definitions

For the purposes of these Terms and Conditions:

• • "Service" refers to Drasquentolab's financial planning subscription service, including investment management tools, portfolio optimization features, and budgeting strategies
• • "User" or "You" refers to any individual who subscribes to or uses our financial planning platform and wealth building resources
• • "Company" or "We" refers to Drasquentolab and our financial planning service providers
• • "Content" includes all financial planning materials, investment management tools, and educational resources provided through our platform

Use of Our Service

Your use of our financial planning subscription service is subject to the following conditions:

Permitted Uses

• • Access and use our investment management tools and budgeting strategies for personal financial planning purposes
• • Receive personalized asset allocation recommendations and portfolio optimization guidance based on your risk assessment
• • Utilize our cash flow analysis tools and wealth building resources to achieve your financial goals

Prohibited Uses

• • Sharing your account credentials or allowing unauthorized access to our financial planning platform
• • Using our investment management tools for commercial purposes or on behalf of third parties without permission
• • Attempting to reverse engineer, modify, or compromise the security of our financial planning service
• • Distributing or reselling our proprietary financial planning content, budgeting strategies, or investment management tools

Account Management

To access our comprehensive financial planning subscription service, you must create an account with accurate information:

• • Provide truthful and current information for your financial planning profile and risk assessment
• • Maintain the confidentiality of your account credentials and notify us immediately of any unauthorized access
• • Update your financial information regularly to ensure our investment management recommendations remain relevant

Payment Terms

Our financial planning subscription service operates on a monthly billing cycle with the following terms:

Monthly subscription fee of R50 for access to all investment management tools, budgeting strategies, and wealth building resources

Automatic billing on the same date each month with advance notice of any fee changes

30-day money-back guarantee if you're not satisfied with our financial planning service quality

Intellectual Property

All content within our financial planning subscription service, including investment management methodologies, portfolio optimization algorithms, and budgeting frameworks, are proprietary to Drasquentolab and protected by intellectual property laws.

You receive a limited, non-exclusive license to use our financial planning tools for personal wealth building purposes only.

Privacy and Data Protection

Your privacy is paramount in our financial planning services. We collect and use your personal and financial information solely to provide personalized investment management and wealth building strategies as outlined in our Privacy Policy.

Financial Planning Disclaimer

Our financial planning subscription service provides educational tools and general investment management guidance. This is not personalized financial advice, and you should consult qualified professionals before making significant financial decisions.

We make no warranties about investment performance or guaranteed returns from our portfolio optimization recommendations.

Limitation of Liability

Drasquentolab's liability for any damages arising from our financial planning subscription service is limited to the amount you paid for the service in the preceding 12 months.

We are not liable for investment losses, market volatility, or financial decisions made based on our budgeting strategies or cash flow analysis tools.

Indemnification

You agree to indemnify Drasquentolab against any claims arising from your use of our financial planning subscription service, violation of these terms, or misuse of our investment management tools.

Termination

Either party may terminate your financial planning subscription with 30 days' notice. We may immediately terminate accounts that violate these terms or compromise the security of our platform.

Upon termination, your access to our investment management tools and financial planning resources will cease, though you retain access through the end of your billing period.

Governing Law

These Terms and Conditions are governed by South African law. Any disputes related to our financial planning subscription service will be resolved in South African courts.

Changes to Terms

Drasquentolab reserves the right to modify these Terms and Conditions with reasonable notice to subscribers of our financial planning service.

Material changes will be communicated via email and posted on our platform with an updated effective date.

Contact Information

For questions about these Terms and Conditions or our financial planning subscription service: